Privacy Policy – Financial Organizing Solutions

1. Introduction
Financial Organizing Solutions (“FOS”, “we”, “us”) is deeply committed to earning—and keeping—your trust. This Privacy Policy tells you exactly what data we collect, why we collect it, and how we use and protect it when you visit finorgsolutions.com (“Site”) or interact with our services.

2. Information We Collect
2.1. Information You Provide: Name, email, messages via contact forms or schedulers, consultation information, and any optional feedback.
2.2. Automatically Collected: IP address, browser type, operating system, pages visited, and session duration. We use cookies and analytics tools for this.
2.3. Third-Party Data: If you connect with us via social media, we may obtain limited profile information based on your privacy settings.

3. Use of Your Information
We use your data to: respond to your queries, schedule consultations, improve our services, deliver relevant communications (with your permission), and comply with legal obligations.

4. Legal Basis (EU Users Only)

• Consent: For newsletters and marketing.

• Contract performance: To fulfill service requests.

• Legitimate interest: For analytics, site improvement, fraud prevention.

5. Cookies & Tracking
We use:

• Essential cookies for site functionality.

• Analytics cookies to understand site usage.
  You can disable cookies in your browser, but note some features may not function properly.

6. Sharing Information
We don’t sell your info. We only share it with:

• Service providers helping us deliver services (e.g., email platform, scheduler, analytics tools).

• Government or legal authorities when required.

• Successors if our business undergoes change—only with your notification where possible.

7. Data Security
We employ reasonable security measures—including encrypted protocols and limited access—to keep your data safe. But if you want to call us out, do it; nothing’s perfect.

8. Data Retention
We keep your data for as long as necessary to provide services or respond to your inquiries. Typically, we’ll delete inactive user data after 24 months unless legally required to hold onto it.

9. Your Rights
You can:

• Access, correct, or delete your data.

• Opt out of marketing.

• Object to processing.

• Request data portability.

• Lodge privacy complaints with regulatory authorities.
  To exercise these rights, email: Suz@financialorganizingsolutions.com.

10. Changes to this Policy
We update this occasionally. The most recent revision date will be at the top of this page.

11. Contact Information
Have questions? Reach out anytime:
Email: Suz@financialorganizingsolutions.com